FY19 Jane E. Lawton Conservation Loan Program

Woman works at the facility.In honor of the late Delegate Lawton for her dedication to Maryland's environment and energy efficiency, the Maryland Energy Administration (“MEA”) is proud to offer the FY19 Jane E. Lawton Loan Program (“Lawton Loan Program,” “the Program”). The Program provides eligible borrowers with loans that typically range from $50,000 - $500,000 to identify and install energy conservation measures and improvements in their facilities. Borrowers can then use the cost savings generated by added improvements as the primary source of revenue for repaying the loans. This neutral budget impact makes the Lawton Loan Program an attractive financing opportunity for interested organizations.

By offering the Lawton Loan Program as a revolving loan fund rather than a one-time grant, Maryland is able to maximize the use of the funds. Repayments and interest earned by the fund will allow the Program to make future loans. There is up to $850,000 available in Fiscal Year 2019 (July 1, 2018 – June 30, 2019).

Program and Project Requirements


In order to qualify for the Lawton Loan Program, potential Borrowers must be one of the following entities:

  • Nonprofit Organization (includes hospitals and schools)
  • Local Government (includes public school systems and community colleges)
  • Maryland Businesses (must be registered to do business with the State of Maryland)

MEA must reserve $170,000 of the $850,000 available for nonprofit organizations until November 30, 2018. Applications from local governments and businesses are considered together with energy savings as the key differentiating feature. After November 30, all available funds will then be pooled and loaned to all eligible organizations on a first come, first-served basis until June 30, 2019 or until funding is exhausted, whichever comes first.

Eligible projects must have a simple payback of 10 or fewer years. Projects with paybacks exceeding 10 years are not eligible for funding. All costs necessary for implementing an energy conservation project can be considered for funding, including the technical assessment, reasonable fees for special services, plans and specifications, and the actual costs of the energy conservation measures and improvements.

The interest rate for all Lawton Loans made during Fiscal Year 2019 (July 1, 2018 – June 30, 2019) will be 2.0%, compounded annually.

Applicant organizations must adhere to all Lawton Loan Program regulations, found in the Code of Maryland Regulations, Title 14, Subtitle 26, Chapter 01 (COMAR 14.26.01).

MEA has prepared a slide presentation that includes more information about how the program operates, available in the link below. Applicants are strongly encouraged to review the information prior to completing an application.

FY19 Jane E. Lawton Loan Program Information​

Loan Document Library

Samples of the Lawton Loan Agreement, Promissory Note, and Security Agreement have been provided below for informational purposes only. The language contained within each document is subject to change based on the specific requirements of the Borrower’s Lawton Loan. Generally, these three documents will be required for all Lawton Loans. Please note, however, that additional documentation may be required based on the requirements of the Loan.

Lawton Loan Agreement
Lawton Loan Promissory Note
Lawton Loan Security Agreement​



How to Apply


To apply for a Lawton Loan, eligible applicants must download and complete the application packet below. The packet includes instructions on how to apply, what is required for a successful application, and details regarding the eligibility requirements. Once complete, please submit the complete application packet to MEA. Mail or hand-deliver the application to:

Maryland Energy Administration
Attn: Lawton Loan Program – New Application
1800 Washington Blvd. Suite 755
Baltimore, MD 21230

Jane E. Lawton Loan Application Form​


Related Programs

Additional Information

For additional information about the Lawton Loan Program please contact David Giusti at david.giusti1@maryland.gov or (410) 537-4072 or call 1-800-72-ENERGY.
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